If you're looking for a terse, tidy directive of what precisely your company should do to prepare for the health insurance changes coming down the pike with the Affordable Care Act, you aren't likely to find it.

There isn't a one-size-fits-all answer as to what to do when some of the major provisions in Obamacare—a once-derogatory term the President himself now embraces—kick in just over a year from now. As M+O Benefits principal Mark Patrick put it, we didn't get into t...


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