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Home » Authors » Ben Klündt

Articles by Ben Klündt

Positive actions needed in times of volatility

Sticking to plan helps avoid foolish decisions in retirement planning
February 10, 2022
Ben Klündt
It is not the good times that define a person, but the tough times and how one chooses to react. The same can be said for the market and how we respond in the bad times. As I write this, we've seen the Nasdaq retreat about 14% year-to-date hitting
Read More

Required minimum distribution must be factor in planning

Holders of tax-deferred retirement accounts should know 'ins, outs'
November 4, 2021
Ben Klündt
When the Individual Retirement Account was established in 1974, it was set up to be funded solely by pre-tax dollars, giving you the benefit of reducing your taxable income and letting your capital grow tax deferred, but with it came the required minimum
Read More

In planning, focus on controllables; ditch 'what ifs'

Financial management takes long-term strategy
July 29, 2021
Ben Klündt
There is always something to hold us back, someone telling us there's too much risk involved. We can't control the outcome enough. What if we fail? The game of 'what ifs” can turn into a death spiral if we let it. Learning to control the
Read More

SECURE Act to affect most who save for retirement (finance)

Legislation increases need for tax planning
January 30, 2020
Ben Klündt
Sometimes, pieces of legislation pass that many recognize by name but know nothing about. They then go about their day assuming it doesn't affect them. The SECURE Act isn't one you want to turn a blind eye to, as it likely could affect you.
Read More

Getting financial advice for your parents

Adviser offers ideas to help people approach parents for financial second opinion
August 2, 2018
Ben Klündt
There are many talks that your parents get to have with you, and I'm sure that in this day and age, many parents have Googled 'when is the right time to talk to your kids about … .” In reality, I get many adult children who come to me saying they
Read More
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