Noah Schwab

Guest Advice

Business succession requires preparation

More organizations expected to change hands in Spokane as baby boomers retire

July 1, 2026

Spokane is in the early stages of one of the most significant economic shifts our region has seen in a generation. Tens of thousands of baby boomer business owners across the country are approaching retirement, and many have not yet reckoned with what that means for the businesses they spent decades building. Here in Spokane, that wave is already arriving.

Gig economy requires flexibility, calls for balance

Drawbacks include reduced loyalty, lack of workforce benefits

August 31, 2023

Noah Schwab

Over the past few years, the gig economy has experienced an immense expansion, altering the conventional workforce worldwide. Gig workers are independent contractors, online platform workers, contract firm workers, on-call workers, and temporary worker

Bucket system assigns jobs to business income

Prioritizing cash flow can aid current, future needs

June 22, 2023

Noah Schwab

Determining how to allocate a business's profits can be a challenging task. Each dollar should be assigned to the right area to ensure financial stability and growth. I've developed the four-bucket method to conceptualize how business owners should

Guest Commentary: Effects of Fed's tightening, easing were foreseeable

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May 25, 2023

Noah Schwab

During the pandemic, the government responded quickly with massive government spending and by lowering interest rates. Ignored by the public, a massive third response from the Federal Reserve was happening: the Federal Reserve's bond buyback program

Millennials forced to play with unluckiest hand

Generation hesitated to invest after 2008 financial crisis, faces rising costs to borrow

April 27, 2023

Noah Schwab

Millennials, members of the generation born between 1981 and 1996, have been dubbed the 'unluckiest generationâ€ regarding financial timing. They are coming of age during economic instability and macro environment changes that have drastically

SECURE Act 2.0 focuses on US small business

Legislation encourages such employers to set up worker retirement plans

April 13, 2023

Noah Schwab

With over 90 changes, the SECURE Act 2.0 of 2022 aims to entice small businesses to build upon the original Setting Every Community Up for Retirement Enhancement Act passed in 2019 to help Americans save more for retirement.