After more than four decades of helping investors around the country manage their financial assets, there are a few observations I've made over that time that apply across the whole spectrum of investors, without regard to age, income, education, or any

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"There are only two kinds of forecasters-those who don't know, and those who don't know they don't know." - John Kenneth Galbraith, economist Yes, it's that time of year-when Wall Street starts putting out projections for the market year to com

In talking with people about retirement, I've found a few areas that tend to be regularly overlooked. The reasons for that range from simply not having thought of them to not having any plan for how things change once you're actually retired. are a

For at least the past six years, there has been little positive said in most media outlets about the state of the overall real estate market-especially the residential sector. There has been good cause for much of that angst, but the past is past a

Right now may be the best opportunity to sell bonds or bond funds.Look at the flows of invested dollars into mutual funds during the past few years as described by the Investment Company Institute. Investors allocated more than $360 billion to I