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Banking & Finance

odd Radwick, president of Radwick Financial Group LLC, of Winthrop, Wash., is an insurance and financial adviser. He can be reached at 509.996.3425 and at  todd@radwickfinancial.com

Pension-maximizing options allow income flexibility

Some insurances can be structured to secure payout, protect family members
April 26, 2018
Todd Radwick
Do you have a defined-benefit pension plan? We're not talking about 401(k)s or 403(b) deferred compensation accounts. We're talking about an actual life-income pension that gives you a guaranteed income in retirement for the rest of your life. Ofte
Read More

State launches online retirement marketplace

Program intends to increase access to savings boost plan
April 26, 2018
Mike McLean
Since the launch of the Washington Retirement Marketplace last month, the nation's first state-verified online marketplace for low-cost retirement plans, its director, Carolyn McKinnon, says the program is receiving an encouraging number of calls and we
Read More

PotlatchDeltic merger lifts Hart Capital composite

Market capitalization for public companies totals $12.7 billion
April 26, 2018
Thanks to the merger between Potlatch Corp. and Deltic Timber Corp. that was completed on Feb. 20, the composite value of the nine Inland Northwest-based publicly traded companies rose to $12.7 billion in the recently completed first quarter of 2018. T
Read More
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STCU to expand physical presence into Tri-Cities

First of three branches slated to open in Kennewick in fall
April 12, 2018
Samantha Peone
Liberty Lake-based Spokane Teachers Credit Union plans to open one branch in each of the three cities collectively known as Tri-Cities by the end of next year, says Sean Watt, vice president of retail delivery for the nonprofit financial cooperative. T
Read More
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Program aims to reduce unbanked populations in North Idaho

Access, education called keys to financial health
April 12, 2018
In an effort to build better basic financial education, Coeur d'Alene-based United Way of North Idaho has partnered with nearly two-dozen regional community and financial partners to institute a program for unbanked and underbanked residents of North Idah
Read More
odd Radwick, president of Radwick Financial Group LLC, of Winthrop, Wash., is an insurance and financial adviser. He can be reached at 509.996.3425 and at  todd@radwickfinancial.com

Insurance rider can help fulfill bucket list

Some policies allow access to benefits before death
April 12, 2018
Todd Radwick
Remember that funny movie, 'The Bucket List,” with Jack Nicholson and Morgan Freeman? Great movie, right? If you haven't seen it, well … put it on your movie 'bucket list.” Did you know that some life insurance policies offer what's called a
Read More

Volatile expectations call for market-risk mitigation

'Too much of a good thing' fuels investor nervousness
April 12, 2018
Richard Cloutier
Equities are continuing their recent selloff and prices are showing more volatility. The S&P 500 is dropping close to its February lows-its first major pullback since early 2016. The U.S. economy currently is expanding at an annual rate of about 2.5 pe
Read More
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Gesa Credit Union set to open fourth Spokane-area office

Tri-Cities-born credit union looks to expand further here
April 12, 2018
Keith Erickson
In response to a growing customer base in Spokane, Gesa Credit Union will open its fourth Spokane-area office next month. The Richland, Wash.-based credit union, celebrating its 65th anniversary this year, has enjoyed steady growth in the Lilac City sinc
Read More
—Samantha Peone

Financial planning for caregivers

McDirmid helps clients with special-needs dependents
March 15, 2018
Samantha Peone
According to the Danbury, Conn.-based National Organization for Rare Disorders, 30 million Americans-about 1 in 10-live with a rare disease, which is a disease that affects fewer than 200,000 people. There are about 7,000 known rare diseases, NORD say
Read More
odd Radwick, president of Radwick Financial Group LLC, of Winthrop, Wash., is an insurance and financial adviser. He can be reached at 509.996.3425 and at  todd@radwickfinancial.com

Adviser: Set realistic retirement funding plan

Saving can be less stressful if using adjustable scale
March 15, 2018
Todd Radwick
Saving for retirement can be a daunting and intimidating task. Various formulas abound, are everywhere, and readily provided by financial planners, advisers, and websites. They allow you to plug in your information to account for your goals, time left to
Read More
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