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Banking & Finance

odd Radwick, president of Radwick Financial Group LLC, of Winthrop, Wash., is an insurance and financial adviser. He can be reached at 509.996.3425 and at  todd@radwickfinancial.com

Rider provides hedge for disability insurance

Premiums will be refunded if policy is claim free
December 7, 2017
Todd Radwick
Disability insurance with a return-of-premium rider is a type of insurance made to protect your income if you get sick or hurt and can't work, but where you can get a 100 percent refund of all your premiums paid, typically at age 67, if you don't have
Read More
—LeAnn Bjerken

Idaho Trust Bank builds on strength

Ten percent growth in total assets managed is projected
December 7, 2017
LeAnn Bjerken
Now in its 23rd year of operations, Idaho Trust Bank, which bills itself as one of few banks in the Gem State to offer both commercial banking and wealth management services, says it looks to continue to grow, while maintaining its focus on client success
Read More
—Kevin Blocker

Retirement savings catch-up said possible, not ideal

Focus on goals when penciling out strategy
December 7, 2017
Children. Divorce. Medical expenses. Unemployment. Grandchildren. There's a long list of reasons American's in their later working years cite as to why they aren't more aggressively saving-if even saving at all- for retirement. And it's on
Read More

On The JoB podcast: Holiday shopping trends in Spokane

Journal of Business Editor Linn Parish sits down with Finance Reporter LeAnn Bjerken to talk about retail sales and consumer habits.
November 22, 2017
Staff Report

Junior Achievement gears up for JA Finance Park

School program to include over 2,000 area students
November 22, 2017
LeAnn Bjerken
Nonprofit youth organization Junior Achievement Eastern Washington/North Idaho will partner with Spokane Public Schools in presenting middle school students with a day of hands-on experience with financial challenges they'll likely face as adults. This
Read More

Tax bills rise for Spokane County's top taxpayers

Two percent hike lower than previous two years
November 22, 2017
LeAnn Bjerken
Tax bills levied on the top 50 property owners in Spokane County for 2017 totaled $52 million, up nearly 2 percent from last year, county records show. The rate of increase was lower than last year's 3 percent hike and the 6.4 percent jump in 2015. Ov
Read More
—3DVisualize.com LLC

Northwestern Mutual to move to Spokane Valley

Financial services firm plans to take half of new building
November 22, 2017
Samantha Peone
Northwestern Mutual of the Inland Northwest plans to move, expand, and consolidate its Spokane-area operations into a new site in Spokane Valley in mid-2018, leaving its longtime location on Spokane's South Hill. The company has agreed to take the 20,0
Read More

Commercial banking still requires human touch

Automation can't replace face-to-face interaction
November 9, 2017
Terry Turnbow
It should come as no surprise in the age of rapidly changing and emerging technologies, where cars can drive themselves and food delivery is available at our fingertips, that a majority of our banking services take place on our mobile devices. According
Read More
odd Radwick, president of Radwick Financial Group LLC, of Winthrop, Wash., is an insurance and financial adviser. He can be reached at 509.996.3425 and at  todd@radwickfinancial.com

Don't procrastinate when acquiring life insurance

Best to buy policies sooner, while premiums likely lower
November 9, 2017
Todd Radwick
With life insurance, there are no 'do overs.” You have to make it count the first time. You can't buy more after you die. With that in mind, have you ever wondered what the maximum amount of life insurance is that you can buy to protect your loved
Read More
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Financial planning for parents-to-be has many facets

Re-evaluate budget, goals, before baby's arrival
November 9, 2017
LeAnn Bjerken
While most people agree the decision to start a family is one of life's biggest adventures, it also comes with a hefty price tag, one that financial advisers here say parents-to-be should try to be proactive in planning for. 'Whenever you're facing
Read More
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