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Home » Authors » Todd Radwick

Articles by Todd Radwick

odd Radwick, president of Radwick Financial Group LLC, of Winthrop, Wash., is an insurance and financial adviser. He can be reached at 509.996.3425 and at  todd@radwickfinancial.com

Don't procrastinate when acquiring life insurance

Best to buy policies sooner, while premiums likely lower
November 9, 2017
Todd Radwick
With life insurance, there are no 'do overs.” You have to make it count the first time. You can't buy more after you die. With that in mind, have you ever wondered what the maximum amount of life insurance is that you can buy to protect your loved
Read More
odd Radwick, president of Radwick Financial Group LLC, of Winthrop, Wash., is an insurance and financial adviser. He can be reached at 509.996.3425 and at  todd@radwickfinancial.com

Selling a business to create a retirement nest egg

Universal life policy can provide tax-free income
December 1, 2016
Todd Radwick
If you are like many business owners or professionals with a practice, you envision using the proceeds from the sale of your business someday to fund your retirement. You also may be investing in stocks, bonds, mutual funds, IRAs, or real estate, but the
Read More
odd Radwick, president of Radwick Financial Group LLC, of Winthrop, Wash., is an insurance and financial adviser. He can be reached at 509.996.3425 and at  todd@radwickfinancial.com

Disability insurance said key to buyout agreements

Partners are more likely to become disabled than die
August 11, 2016
Todd Radwick
Does your business have a partnership? Do you have a written buy/sell agreement? Like many partnerships, is it backed by life insurance? If you are like most business partnerships, you probably don't have it funded with disability insurance. But why?
Read More
odd Radwick, president of Radwick Financial Group LLC, of Winthrop, Wash., is an insurance and financial adviser. He can be reached at 509.996.3425 and at  todd@radwickfinancial.com

Indexed universal life can be an attractive alternative to Roth IRAs

Specialized insurance policy offers flexibility, security
July 28, 2016
Todd Radwick
Roth IRAs are a popular savings tool for retirement for those wanting to make after-tax contributions with tax-free withdrawals at retirement, but they definitely aren't perfect or without their problems and challenges. Roth IRAs are particularly popu
Read More
odd Radwick, president of Radwick Financial Group LLC, of Winthrop, Wash., is an insurance and financial adviser. He can be reached at 509.996.3425 and at  todd@radwickfinancial.com

Importance of disability insurance often overlooked

Such policies can provide businesses key protection
June 16, 2016
Todd Radwick
It is common to use life insurance in the business setting, but have you ever considered that disability insurance may be way more important than life insurance? Why? Because medical technology is really good these days; hospitals and doctors are very g
Read More
odd Radwick, president of Radwick Financial Group LLC, of Winthrop, Wash., is an insurance and financial adviser. He can be reached at 509.996.3425 and at  todd@radwickfinancial.com

Using 'key employee' insurance to protect your business

Such a life policy can help sustain a company hit by unexpected loss of worker
April 25, 2013
Todd Radwick
One way to use life insurance in the business scene is in the area of "key employee" protection. It's a strategy under which an employer takes out a life insurance policy on a key employee so the business is protected financially, should something
Read More
odd Radwick, president of Radwick Financial Group LLC, of Winthrop, Wash., is an insurance and financial adviser. He can be reached at 509.996.3425 and at  todd@radwickfinancial.com

Insurance-backed buy-sell agreements key for partners

Policies are used to buy business from inheritors if one of the owner dies
November 3, 2011
Todd Radwick
When you think of life insurance, you may think of it in its most basic fundamental form—the kind that pays off the mortgage, covers funeral expenses, and can provide income to those you love. But what about in the business setting? That's
Read More
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