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Home » Authors » Beau Ruff

Beau Ruff

Articles

ARTICLES

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Long-term care planning starts with financial planning

Income, asset analysis can help determine future care needs
April 10, 2025
Beau Ruff

Often, folks want to protect hard-earned assets from the costs of health care as they age.


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Prenups aren't the buzzkill marrying couples think

Having an established plan in place is both practical and thoughtful
March 27, 2025
Beau Ruff

Couples are often wary to bring up the dreaded "P" word when discussing their nuptials. After all, who wants to ostensibly discuss a divorce when there is an impending marriage to consider?


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Six ways to safeguard wealth from potential creditors

Protecting resources, assets is possible with a mix of strategies
February 13, 2025
Beau Ruff

Consider a mix of asset protection strategies to fortify wealth against threat of potential creditors.


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Don't lend solely for prospect of higher interest

Elevated return on loan can mean increased risk
January 30, 2025
Beau Ruff

Apply lending basics before being lured by the promise of guaranteed interest, advises Beau Ruff.


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Donation strategy can reduce RMD tax liability

Qualified charitable distribution is excluded from ordinary income
November 21, 2024
Beau Ruff

For some retirees, seeking how to limit tax implications of taking required minimum distributions from their savings, a qualified charitable distribution might be the solution, writes attorney and wealth planner Beau Ruff.


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Planning for giving to heirs can involve nuance

Some devices have more tax liability than others
November 7, 2024
Beau Ruff

In his latest column, wealth planner Beau Ruff explains potential tax implications related to gifts.


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Tithing through a will can be overly complicated

Defining gift as lump sum rather than percentage is simpler to execute
October 24, 2024
Beau Ruff

Tithing a certain percentage of an estate rather than giving a defined sum adds to complexities the executor of a will must perform.


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Protecting address owner is possible, but complex

Real estate privacy planning to protect identity can be costly
October 10, 2024
Beau Ruff

The rabbit hole of privacy planning can become deep when it comes to protecting the identity of real estate owners, according to attorney and wealth adviser Beau Ruff.


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Some seniors face capital gains tax on home sale

Mitigating such liability often requires strategy
September 26, 2024
Beau Ruff

For some seniors, navigating the federal capital gains tax on the sale of their primary residence can be complex.


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Get business valuation prior to sale negotiations

Determining real worth of enterprise can be complicated, elusive
August 15, 2024
Beau Ruff

Attorney and financial planner Beau Ruff advises: When business owners get even the slightest hint of an interest in exploring sale options, they should engage a valuation expert.


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