Two of the more important things I've learned in working with investors during the past 40 years are that they first have to have an investment strategy that's tied to their personal goals and risk tolerance. The other is that they have to learn to

During the past 20 years, investors have been exposed to the tech bubble, the likes of Bernard Madoff and Allen Stanford, the financial liquidity crisis of the late 2000s, and other unsettling events. More recently, we have heard much about the and