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Special Report

odd Radwick, president of Radwick Financial Group LLC, of Winthrop, Wash., is an insurance and financial adviser. He can be reached at 509.996.3425 and at  todd@radwickfinancial.com

Don't procrastinate when acquiring life insurance

Best to buy policies sooner, while premiums likely lower
November 9, 2017
Todd Radwick
With life insurance, there are no 'do overs.” You have to make it count the first time. You can't buy more after you die. With that in mind, have you ever wondered what the maximum amount of life insurance is that you can buy to protect your loved
Read More
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Financial planning for parents-to-be has many facets

Re-evaluate budget, goals, before baby's arrival
November 9, 2017
LeAnn Bjerken
While most people agree the decision to start a family is one of life's biggest adventures, it also comes with a hefty price tag, one that financial advisers here say parents-to-be should try to be proactive in planning for. 'Whenever you're facing
Read More

Emotions can lead to loss aversion or overconfidence in investing

Human psychology affects investment decision making
November 9, 2017
Michael Maehl
Economist Richard Thaler was awarded the 2017 Nobel Prize in the field of economics for his contributions to behavioral economics. According to the Nobel committee, Thaler has 'incorporated psychologically realistic assumptions into analyses of economi
Read More

Despite popularity, robo-advisers can miss big picture

Choices often based on limited amount of data
November 9, 2017
Alicia O'Mary
Automation and the transition to digital solutions are affecting more and more industries, and financial services are no exception. Over the past few years, tech-savvy consumers increasingly have embraced financial-technology investment tools to save tim
Read More

Idaho Independent Bank prepares for transition

Second-generation Gustavel to take over at first of year
November 9, 2017
Keith Erickson
While its customers might not realize any difference in services or policy, Coeur d'Alene-based Idaho Independent Bank will face a big change come New Year's Day. On Jan. 1, Kurt Gustavel, 48, will take over the leadership of IIB from his father, Jac
Read More
—Kevin Blocker

The learning curve for STCU's Ezra Eckhardt

Incoming CEO starts whirlwind tour of STCU's expansive footprint
November 9, 2017
Ezra Eckhardt might not be assuming the role of president and CEO of Liberty Lake-based STCU until Jan. 1, but he's already hit the ground running visiting branches and learning all about the organization he'll soon lead. In an interview just a week
Read More

Avoid misconceptions when choosing Medicare plan

Annual plan selection period open through Dec. 7
October 26, 2017
Guest Writer
The Medicare annual election period, which started Oct. 15 and runs through Dec. 7, is a time for people with Medicare to make important decisions about their health care-just ask the 17.7 million people who decided on a Medicare Advantage plan in 2016.
Read More
—Samantha Peone

Small-town physical therapy clinic sees growth after expansion

Fitness memberships have doubled since pool opened
October 26, 2017
Samantha Peone
The Deer Park Physical Therapy & Fitness Center says it has doubled its fitness center membership to 650 people since adding a 600-square-foot pool in June. It's the third expansion that Deer Park Physical Therapy Inc., which does business as Deer Park
Read More
—LeAnn Bjerken

MultiCare's David O'Brien hopes to bring health care giant's vision for Spokane to life

Plans include strengthening leadership, integrating care
October 26, 2017
LeAnn Bjerken
Dr. David O'Brien, MultiCare Health System's first chief executive for its new Inland Northwest region, says he enters the job with three main goals. 'We're looking to strengthen leadership here at MultiCare, improve upon our partnerships in the
Read More

Four benefits trends shape destination workplaces

Employers enhance perks to offset rising health costs
October 26, 2017
Charlie Issacs
As businesses tally expenses and set their budgets for next year, many won't be able to escape the fact that health care price inflation continues to fuel increases in the cost of benefits. According to Arthur J. Gallagher & Co.'s 2017 Benefits Strat
Read More
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