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Up Close

Lenders said not likely to fill student-loan funding gap

Private loan origination is expected to stay below pre-crisis level, Fitch says
February 28, 2013
Business Wire
Fitch Ratings, of New York, says it expects the gap between rising U.S. college costs and available financing to continue expanding in future years as a result of static federal loan limits and ongoing congressional debate over fiscal spending will
Read More

Intermountain Community Bancorp reports upswing

Company posts earnings of $1.9 million for 2012 after ending '11 with loss
February 28, 2013
Kim Crompton
Sandpoint-based Intermountain Community Bancorp, which operates Panhandle State Bank and Intermountain Community Bank, has reported fourth-quarter net income applicable to common shareholders of $910,000, or 14 cents a share, compared with or $1.08
Read More

Commercial delinquency rates decline

January numbers were lowest since early 2012; other positives emerge
February 28, 2013
PR Newswire
The delinquency rate for U.S. commercial real estate loans included in commercial mortgage-backed securities fell 14 basis points in January to 9.57 percent, says a report issued late last month by Washington, D.C.-based finance research company at
Read More
—Staff photo by Treva Lind

Axia Home Loans grows here

Mortgage lender expects ongoing refinancing work, rise in home purchases
February 28, 2013
Treva Lind
Bellevue, Wash.-based Axia Financial LLC, which does business as Axia Home Loans, has grown its Inland Northwest operations since May, both in employee numbers and offices to meet demand for mortgage lending and refinancing services. This past a
Read More
—Staff photo by Mike McLean

Equity borrowing stages comeback as home prices rise

Lenders say value gains lift consumer confidence to tap collateral
February 28, 2013
Mike McLean
Home-equity lending is on the rebound in the Spokane market following several years of declines that coincided with the protracted slip in real estate values, lenders here say.Last year marked the first sustained improvement in median home sales
Read More

Recycling records might not provide enough security

Some business sectors face hefty fines for not disposing of materials as required
February 14, 2013
Patrick DeVries and Robert Johnson
While recycling office paper and discarded computer equipment is a noble cause, increasing liabilities and dangers make the secure destruction of information an imperative that deserves the same importance as recycling.Up until a few years ago,
Read More

Three in 10 said not ready for hackers

More than a quarter of those surveyed reported security breach last year
February 14, 2013
PR Newswire
Thirty percent of corporate general counsel surveyed indicate that the companies they represent aren't prepared to defend against cyber-attacks, according to recently released findings from the Consero 2012 General Counsel Survey. Consero Group,
Read More
Staff photo by Jessica Valencia

More security going mobile

Half of new users said to want systems providing access with phone, tablet
February 14, 2013
Jessica Valencia
Security companies here are vying for the attention of customers who increasingly want to monitor security systems at homes and businesses through a mobile device with a quick flick of the finger on a smartphone or tablet.Until mobile control of
Read More
—Staff photo by Mike McLean

Contractor grows with shift to facility protection focus

Perimeter Security Group also acquires Cd'A fence company
February 14, 2013
Mike McLean
As the residential construction market collapsed in the Inland Northwest in 2008, Brenda Blood decided she had to steer MAC Industries Inc., a North Idaho automated gate company she had just bought, in a different direction.So she created a new
Read More

Successful sustainability planning has five key elements

Data tracking, engaged employees are among such an effort's keystones
January 31, 2013
Jeff Heggedahl
It's my belief that today's leading businesses can both do well and do good; sustainability is both a smart business decision and a risk-mitigation activity. The fact is, companies can save money, save resources, and improve corporate reputation at
Read More
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